Grow Your Savings with Minimal Risk
Fidelity Federal offers certificates of deposit (CDs) to save money at a higher interest rate guaranteed for the term of the account. CDs allow you to invest your money for a predetermined period of time, often with an interest rate higher than that of a regular savings account.
Quick Facts About Fidelity Federal CDs
- Interest-bearing accounts
- Terms ranging from 91 days to 48 months
- FDIC Insured*
- Rate guaranteed for the term of the account
- Automatically renewable
Certificate of Deposit Rates***
| Type of Account | Minimum Deposit to Open | Minimum Balance to Obtain APY** | Interest | APY** |
|---|---|---|---|---|
91 Day Fixed | $2500.00 | $2500.00 | 0.15% | 0.15% |
182 Day Fixed | $500.00 | $500.00 | 3.82% | 3.90% |
12 Months Fixed | $500.00 | $500.00 | 0.25% | 0.25% |
18 Months Fixed | $500.00 | $500.00 | 0.35% | 0.35% |
24 Months Fixed | $500.00 | $500.00 | 0.45% | 0.45% |
30 Months Fixed | $500.00 | $500.00 | 0.50% | 0.50% |
36 Months Fixed | $500.00 | $500.00 | 0.55% | 0.55% |
48 Months Fixed | $500.00 | $500.00 | 0.65% | 0.65% |
**Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the APY is what you will receive.
***An early withdrawal penalty may apply for IRA accounts.
Fees may reduce earnings on accounts
NOTE – Rates are subject to change without notice.
Benefits of Certificates of Deposit (CDs)
- No monthly fees
- Higher interest rates
- Fixed interest rates
- Low risk investments
- Range of term lengths
- Predictable savings plan
