CardValet

The app on your phone that helps protect
the debit cards in your wallet.

                                  

  PRESIDENT'S MESSAGE

 

Check out our Mortgage Rates

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in the convenience of your Home 

Purchasing a new home or looking to refinance your existing home? Check out our Rates and complete the Online Mortgage Loan Application.  Stop in or contact one of our loan officers to see what Fidelity Federal can do for you.

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Considering Home Improvements?


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               Home Equity Loan
               

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FDIC Information

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account "IOLTA/IOLA" no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all  of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category."

For more informaiton about FDIC insurance coverage for noninterest-bearing transaction accounts, visit www.fdic.gov

FDIC INSURANCE COVERAGE BASICS

The FDIC - short for the Federal Deposit Insurance Corporation - is an independent agency of the United States government. The FDIC protects depositors of insured banks located in the United States against the loss of their deposits if an insured bank fails.

FDIC insurance is backed by the full faith and credit of the United States government.  Since the FDIC began operation in 1934, no depositor has ever lost a penny of FDIC - insured deposits.

Like any type of insurance, you must understand how it works and stay within the coverage limits in order to be fully protected.  The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

Read more about FDIC insurance at www.fdic.gov/deposit .

Calculate insurance coverage using the FDIC's online Electronic Deposit Insurance Estimator EDIE.  To save time, have with you a list of your deposit accounts at your bank and the amount you have in each account.  If you have joint accounts, or trust accounts that name beneficiaries, have those names, too.

Enter your information into EDIE.  It's secure. In just a few moments, you will know if you are safely within the FDIC coverage limits.  If not, EDIE can guide you to information that will help you.  If you do not have online access call toll-free 1-877-ASK-FDIC (1-877-275-3342) for assistance.

Ask Edie (FDIC Insurance): http://www2.fdic.gov/edie

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